Get a FREE Life Insurance Quote Today!

We help prostate cancer survivors get life insurance.

What our clients have to say:

Life insurance after prostate cancer is available to men who have had prostate cancer and have had successful prostate cancer treatment.  

The availability and price for life insurance after prostate cancer is dependent on a number of life insurance underwriting factors.

We understand prostate cancer from a life insurance underwriting standpoint.  We know how to help you get the life insurance you need at the best life insurance rates available to you based on your specific prostate cancer history, prostate cancer treatment and your current health. 

Prostate Cancer Questionnaire

Prostate Cancer Overview:

Prostate cancer will affect 1 in 6 men during their lifetime.  Prostate cancer is the 2nd most common cancer for men and is our 3rd most common health impairment we work with.  See our Top 10 Health Impairments for more details.

From a life insurance underwriting standpoint, if you had Stage 1 prostate cancer or Stage 2 prostate cancer, that is the most common health issue we work with when helping men over the age of 50 obtain life insurance. 

We'll help you get to the correct prostate life insurance company.  We have a number of impaired risk life insurance companies available to help you.

Impaired risk life insurance companies want to about your prostate cancer history:

Your age at the time of prostate cancer diagnosis determines to a large extent how aggressive life insurance underwriters will be when determining your prostate cancer survivors life insurance rates.  The most ideal situation is if you were diagnosed with Stage 1 prostate cancer or Stage 2 prostate cancer after age 60.

Prostate Cancer Before Age 50 - Prostate cancer survivors life insurance for men diagnosed prior to age 50 may be difficult to obtain.  Life insurance underwriters may postpone you until you are well into your 60's.  Guaranteed issue life insurance may be available in the interim.

Prostate Cancer for Age 50-60 - If you were diagnosed with early stage prostate cancer between the age of 50-60, we have some impaired risk life insurance companies that may consider you for life insurance. 

Prostate Cancer after Age 60 - Life insurance companies are most aggressive with life insurance offers if you were diagnosed with prostate cancer after the age of 60.

Regardless of your prostate cancer history, take the time to request a quote - Prostate Cancer Questionnaire 

There is never any obligation or pressure with our life insurance service.  We'll tell you what options exist based on your specific prostate cancer history.

PSA Level - Prostate Specific Antigen.  PSA is only produced by your prostate cells and will increase if you have an abnormality with your prostate.  Your PSA level may elevate for issues other than prostate cancer.  Life insurance underwriters want to know what your PSA level was at the time of diagnosis of prostate cancer as well as what your PSA level is after successful completion of prostate cancer treatment. 

We have a number of impaired risk life insurance companies that may be very aggressive in life insurance underwriting if your PSA level at the time of diagnosis was less than 20.  After prostate cancer treatment, life insurance companies are looking for a PSA near Zero, depending on the type of prostate cancer treatment you received.

Prostate Cancer Stage - Is the process used by doctors to categorize how much your prostate cancer has spread.  If you had a Stage 1 prostate cancer diagnosis or a Stage 2 prostate cancer diagnosis, that means that your prostate cancer is confined to your prostate. 

We have a number of life insurance companies that will consider you for life insurance if you had stage 1 prostate cancer or stage 2 prostate cancer. 

We have had some life insurance companies that will look at Stage 3 prostate cancer survivors if you were diagnosed at an older age, and you are now 10+ years after completion of prostate cancer treatment.

Gleason Score - Your prostate Gleason Score is a grading system for a prostate cancer tumor.  Your prostate Gleason Score is made up of 2 numbers added together to give your prostate Gleason Score. 

When a pathologist examines the prostate cancer tumor, the pathologist identifies the prostate cancer staging for the majority of the prostate tumor and assigns a prostate Gleason Grade, and then identifies the minority part of the prostate cancer and assigns a prostate Gleason Grade.  The 2 numbers are added together to give your prostate Gleason score. 

If your prostate Gleason Score at time of prostate cancer diagnosis was less than 6, we have a number of life insurance underwriters that will consider you for life insurance after successful treatment of your prostate cancer. 

If your prostate Gleason Score was above 6, we may still be able to help you, but the most aggressive life insurance companies may/may not be available to you or the postponement period may be longer. 

Let us help you get best possible prostate life insurance rate for you based on your specific prostate cancer history.

Prostate Cancer Treatment - After prostate cancer diagnosis, how was your prostate cancer treated? 

Did you have prostate cancer surgery treatment such as a radical prostatectomy, radiation seeds implanted - Brachytherapy,

Are you on a "watch and wait" course of prostate cancer treatment? 

Life insurance underwriters tend to be most aggressive with life insurance underwriting offers if you have had a radical prostatectomy. 

If you have had Brachytherapy to treat your prostate cancer, life insurance companies may offer life insurance to you, but the postpone period from the time of completion of treatment until the life insurance companies will consider you for life insurance may be longer than if you had prostate cancer surgery. 

If you are on a "watch and wait" plan, it is difficult to get you life insurance unless you are age 70 or older and your prostate cancer is very low stage, gleason score, etc.

Other Prostate Terms to Know:

PSA Velocity - refers to the speed of change to your PSA level over time.

Free PSA Levels - Are used to distinguish Prostate cancer from prostate BPH.

Free PSA Ratio - compares your free PSA level to your total PSA level.

The best way to get accurate prostate life insurance quotes is to complete our Prostate Cancer Questionnaire or give us a call at Toll Free 800-909-2040.

What to Expect from Life Insurance Underwriting for Prostate Cancer.

Life insurance companies will typically postpone you for a period of 1 year from completion of prostate cancer treatment until the life insurance company will consider you for life insurance.  The postpone period may vary by life insurance company and may be longer or shorter than 1 year. 

What we do is take your prostate cancer history and work with multiple life insurance companies.  We do this on an informal basis rather than have you complete multiple life insurance applications upfront. 

The reason why we do it this way is to cover multiple life insurance companies and to avoid causing problems for you with the MIB - Medical Information Bureau. 

We are experts at handling prostate life insurance cases whether you have had prostate cancer or a prostate disorder.

Once we receive underwriting feedback from the life insurance companies, we will contact you to discuss potential life insurance offers and will provide life insurance quotes to you based on this information. 

If you are interested in pursuing life insurance, we can help you with the application process as well.

There is never any obligation or pressure with our life insurance service.  We'll give you the information you need in order to make an informed decision about your life insurance. 

If you change your mind at any time, simply tell us to close your file...no problem.

We can also help you if you have had a non-cancerous prostate disorder such as:

Benign Prostatic Hypertrophy - BPH - Also known as Enlarged Prostate 

 

With BPH, the bladder may be obstructed to some extent due to an enlarged prostate gland.  When you have an enlarged prostate, common symptoms include urgency to urinate frequently or having to go often at night.

 

Many times, the individual's PSA level will be elevated due to the enlarged prostate and prostate cancer needs to be ruled out.  Medications and/or surgery may be required to relieve enlarged prostate symptoms.

      As long as prostate cancer has been ruled out, life insurance companies will not charge you extra for your life insurance if you have BPH as long as you go to a prostate life insurance friendly company.  We'll help you get there. 

      Elevated PSA Prostate (Prostate Specific Antigen) Levels

   PSA levels are used by physicians as an early detection screening tool for prostate cancer.  An elevated PSA level may also be an indicator of a prostate   problem that is non-cancerous.

   Physicians tend to combine digital rectal exams with PSA levels to help screen you for prostate cancer.

   Elevated PSA levels can be a tricky life insurance underwriting issue to deal with if the elevated PSA level has not been resolved.  Life insurance   underwriters want to know why your PSA levels were elevated. 

   Many times, the first time an insured learns about an elevated PSA level, it is due to the lab results from the insured's life insurance paramed exam!  When this happens, the reason for the PSA elevation needs to be determined before life insurance companies will issue coverage to you. 

   If you have a history of elevated PSA levels, prostate cancer needs to be ruled out in order to obtain life insurance.  Your physician will be able to help with this.

   Life insurance underwriters want to know if you have had prostate cancer ruled out by having had tests such as PSA levels, PSA Density (PSAD), PSA Velocity, or Free PSA tests performed.  Life insurance underwriters will also look for results from any prostate ultrasounds or prostate biopsies performed.  Prostate biopsy results are the most helpful to life insurance underwriters in getting you the best possible life insurance rates.  If you have an elevated PSA biopsy performed and the results are favorable, we can usually go to any life insurance company with these results and obtain favorable life insurance rates for you.

Prostatitis

 

Prostatitis is an inflamation of the prostate gland.  Acute prostatitis is a short term problem while chronic prostatitis is a long term problem.  Prostatitis is a non-issue for life insurance underwriting purposes as long as there are no other related health impairments and prostate cancer has been ruled out.  Prostate early detection tests such as a PSA test are a simple and easy way to provide screening for prostate cancer.

 

   Given that there are so many variables involved when discussing prostate life insurance after having prostate cancer or other prostate disorders, the best way for us to help you is to have you complete our Prostate Cancer Questionnaire .  (This can also be used for prostate disorders)

After you complete the prostate cancer questionnaire, we will discuss your case with you and shop your information out to multiple life insurance companies and provide you with quality feedback as to which life insurance companies will be most competitive for you based on your individual health.

 

Please take a moment to complete the Prostate Cancer Questionnaire or Call us today at Toll Free (800) 909-2040. Thank you.

 

If You have other health issues, it is important that we know about those health issues in order to provide you with the most accurate term life insurance quotes possible.  You will find more information here about health issues such as:

Alcohol Related, Angioplasty, Asthma, Bipolar, Blood Pressure, Build, Cancer, Crohn's, Depression, Diabetes, Family History, Heart Disease, Hepatitis, Liver Enzymes, Melanoma, Sleep Apnea, Tobacco Use, Ulcerative Colitis, and many more Impaired Risk Life Insurance topics.

Life Insurance - Home | Life Insurance Services | Testimonials | Free Online Quotes | Free Needs Analysis Calculator | Companies | Life Insurance Definitions | FAQ | About Us | Contact Us | Links | Site Map | Privacy Policies