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Family History Life Insurance |
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| Family History Underwriting | ||||
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Did you know that your family's medical history will affect your life insurance rates?
Why does my family's medical history affect the life insurance rate that I pay?
Prostate Cancer Survivors Life Insurance Here is a classic example of how family history of cancer may affect the rate that you pay. If you have had a lower stage prostate cancer with successful treatment such as radical prostatectomy, we may be able to get you a "preferred" rate with one of our term life insurance companies.... Here's the kicker. If you never had prostate cancer but your Dad died prior to age 65, this same term life insurance company would hold your dad's cancer history against you and only give you a "standard" life insurance rate at best...Family history is a big factor in determining your life insurance rate, let us help you get the best rate for you.
What Can You Do to get the best life insurance rate? Take a few moments to fill out our Life Insurance Quote Request We'll give you the information you need in order to make an informed decision about your term life inurance. When we speak, we will ask you about your family's medical history as part of our life insurance underwriting process. Whatever the history is, whether you are in great help or need an impaired risk life insurance company, we will be able to match you up to the best possible life insurance rate available based on your individual health circumstances. Remember - There is Never any pressure or obligation with our service. We will give you the information you need to make an informed decision about your life insurance. We want to help you.
Call us today at Toll Free
(800) 909-2040
Attention Insurance Agents - Do you have a client with a health issue. We can help you with your clients cases. Click Here for Details. If You have health issues, it is important that we know about those health issues in order to provide you with the most accurate term life insurance quotes possible. You will find more information here about health issues such as: Alcohol Related, Angioplasty, Asthma, Bipolar, Blood Pressure, Build, Cancer, Crohn's, Depression, Diabetes, Family History, Heart Disease, Hepatitis, Liver Enzymes, Melanoma, Sleep Apnea, Tobacco Use, Ulcerative Colitis, and many more Impaired Risk Life Insurance topics.
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Family History Issues That Affect Your Rate:
Was the family member a parent or sibling?
Did their health problem occur prior to or after age 60?
Did they die from this? If yes, at what age?
Was it cancer, heart disease, diabetes?
Are you now older than age 60?
Was the family history gender specific, such as breast or prostate cancer, and you are the opposite sex.
Keep in mind that each company's underwriting guidelines are different. We know which company to go to based on your family's history. | |||||||||||
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