We Help kidney cancer survivors Get Life Insurance

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Kidney Cancer Life Insurance:

If you had kidney cancer and need term life insurance, universal life insurance or whole life insurance, we can help you.

Kidney Cancer Overview:

50,000 people per year are diagnosed with kidney cancer, also known as renal cell carcinoma.  Of the 50,000 kidney cancer cases each year, the most common type of kidney cancer is Clear Cell Renal Cell Carcinoma, making up approximately 70% of all kidney cancer cases.

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Kidney Cancer Life Insurance Underwriting:

Life insurance underwriters want to know the following about your kidney cancer history:

How large was the kidney cancer tumor?

How was your kidney cancer treated?

Was there any history of recurrence?

Were there any residual tumors?

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What to Expect from Life Insurance Underwriters:

Most kidney cancer cases will be postponed for a period of time after the completion of thyroid cancer treatment.

For smaller Stage T0 and T1 kidney cancers, there is typically a postpone period of 1-2 years from the date you complete treatment until life insurance is available. 

For Stage T2 and Stage T3 kidney cancers, the postpone period before coverage is available will be longer, in some cases as long as 5 years.  After the postpone period, a flat extra would apply for approximately 10 years, followed by standard life insurance rates.

Here is additional Flat Extra Life Insurance Information.

For Stage T0 and T1 kidney cancers, flat extras are closer to the lower price range, while T2 and T3 are towards the high end.

The amount of the flat extra may be in the $750 per every $100,000 of coverage to a flat extra of $1500 per every $100,000 of coverage.

Flat extras typically last for 7-10 years, after that time you would pay the standard life insurance rates.

 At LifeInsuranceAdvisors there is Never any pressure or obligation with our life insurance service.  We'll give you the information you need to make an informed decision about your life insurance. 

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Thank you.

Kidney Cancer Resources:

Kidney Cancer Association

National Cancer Institute

 

 

 

 

 

 

 

 

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