Get a FREE Mini Stroke Life Insurance

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Get a FREE Life Insurance Quote Today!

If you had a mini stroke and need life insurance, we can help you get the life insurance you need.

LifeInsuranceAdvisors is the #1 source for impaired risk life insurance underwriting.  LifeInsuranceAdvisors will help you find the right life insurance company based on your mini stroke health history.

Mini Stroke Overview:

A Mini Stroke is also known by some other names such as a Transient Ischemic Attack, TIA, ischemic attack, ischemic stroke, TIA stroke, etc..

For purposes of this information, all of the above mean mini stroke unless otherwise indicated.

A mini stroke is a brief neurologic attack that resolves itself without any permanent damage.  Mini stroke signs are symptoms such as dizziness, fainting, difficulty with speech, blurred vision, numbness, etc. with these symptoms disappearing within a 24 hour period.

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Mini Stroke Life Insurance Underwriting:

With mini strokes, the main concern life insurance underwriters have initially is the risk that you will have additional mini strokes.

Life insurance underwriters will review your mini stroke information, and will be looking to rule out cardiovascular disease as that is the leading cause of death for mini stroke victims.

Once you have been checked out by your doctor, are taking any medications that may be needed, and other health issues have been ruled out, it is possible to obtain life insurance.

Mini Stroke Underwriting Specifics:

While every life insurance company is different, most life insurance companies seem to use age 55 as a cutoff for how they will treat you in underwriting. 

If you were age 55 or older at the time of your mini stroke, life insurance underwriting tends to be more favorable than if you had a mini stroke prior to age 55.

Life insurance underwriters tend to postpone offering you life insurance during the first 6 months after a mini stroke.

After 6 months, the following are general rules:

Assuming a single mini stroke:

• Age 55 and Over - 75 - 100% markup over standard life rates.
• Under Age 55 - 100% + markup over standard life rates.

After 2 Years from date of Mini Stroke:

• Age 55 and Over - 50 - 75% markup over standard life rates.
• Under Age 55 - 75 - 100% markup over standard life rates.

After 5 Years from date of Mini Stroke:

•  Age 55+ - Standard Life Rates may be available, may add 50%
• Under Age 55 - 50% Markup over standard life rates

After 10 years, most life insurance companies will offer you their standard life insurance rates with no additional markup.

If you are a smoker, most life underwriters will add an additional 25% to the above.

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The best way to shop for life insurance after having a mini stroke is to let us shop your information out to multiple life insurance companies on an informal basis.  Once we receive feedback from the companies, we will tell you what to expect in terms of price.

At LifeInsuranceAdvisors, we have impaired risk life insurance experts.  An impaired risk expert is someone who has knowledge about medical conditions and how those medical conditions are underwritten by life insurance companies.

We work with you to make sure we understand your medical history in order to obtain life insurance offers for you.

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 At LifeInsuranceAdvisors there is Never any pressure or obligation with our life insurance service.  We'll give you the information you need to make an informed decision about your life insurance. 

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Call us today at Toll Free (800) 909-2040

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If You have health issues, it is important that we know about those health issues in order to provide you with the most accurate term life insurance quotes possible.  You will find more information here about health issues such as:

Alcohol Related, Angioplasty, Asthma, Bipolar, Blood Pressure, Build, Cancer, Crohn's, Depression, Diabetes, Family History, Heart Disease, Hepatitis, Liver Enzymes, Melanoma, Sleep Apnea, Tobacco Use, Ulcerative Colitis, and many more Impaired Risk Life Insurance topics.

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