• You will pay 20% more for your coverage if you are 1 pound over a particular company's weight limit?  You can be preferred best with one company and standard with another!
• You will pay 20% more for your life insurance if your cholesterol is 5 points over this company's limit?  Each company has different limits for total cholesterol, cholesterol ratios, etc.. We'll give you cholesterol tips to ensure optimal results for your exam!
• Your family's medical history can cost you 40% more with  company A, but nothing more if you went to company B!

• Taking blood pressure medication will drop you to the "standard" rate class with one company, but "preferred best" with another?
• Cholesterol Medication can cost you a bundle unless you go to the right companies that don't care about this? Which company should you go to? 
• Cigars, pipes, chew - Most companies will treat you like a cigarette smoker.  We have companies that will give you non-smoker rates!!!
• Cigarette smokers?? - Did You know that there is only 1 company out there that will treat an occasional cigarette smoker as a non-smoker!  There is another that will give you non-smoker rates for the first few years as an incentive to quit.

WHAT ABOUT HEALTH PROBLEMS:

• Diabetes - Most companies will add 50%-100% to your price!  Find out which companies specialize in Diabetes and may offer you standard rates! Find out what the companies are looking for and how to ensure the most optimal results for you.
• Heart Attack, Bypass, Angioplasty - Why pay double or triple when there are some companies that may give you standard rates!  There are steps you can take to obtain the most favorable underwriting.
• Prostate Cancer history? - We have a company that may consider you for preferred! Others will give you standard or worse! 
• Breast Cancer, Skin Cancer, Other Cancers - There are niche companies for each one of these conditions.  We'll get you to the right company.
• Do You Jump from Planes or Fly them?  Find out which companies will treat you right, and which ones will charge you an extra $250 for every $100,000 in coverage you get.
• Asthma, Depression, Ulcerative Colitis, Thyroid problem, liver disorders, Parkinsons, Epilepsy, Stroke, TIA, anxiety, and more.  There are niche companies for all of these.  We'll get you to the right place.

Life Insurance - Home | Life Insurance Services | 6 Things You Should Know | Testimonials | Free Online Quotes | Quick Quote Form | Free Needs Analysis Calculator | Companies | Life Insurance Definitions | FAQ | About Us | Contact Us | | Links | Site Map | Privacy Policies