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That's where we can help you.  Prostate life insurance underwriting is difficult if you take the wrong steps or do not address your elevated psa levels.

What is a PSA?

PSA stands for Prostate Specific Antigen.  PSA is a protein found in your blood that is released by your prostate gland. 

There are a number of reasons why your psa level may elevate such as BPH, Prostatitis, or prostate cancer.

Prostate life insurance screening occurs with the majority of life insurance cases for men.

What is a normal PSA Level?

Keep in mind that our PSA life insurance information is strictly from a life insurance underwriting standpoint, not a medical opinion.  You should always discuss any medical concerns, tests, etc. with your personal physician.

From a life insurance standpoint, a normal psa level is as follows:

Age 0 - 49 = 2.5ng/ml or less

Age 50 - 59 = 3.5ng/ml or less

Age 60 - 69 = 4.5ng/ml or less

Age 70+ = 6.5ng/ml or less

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What you should know about psa level elevations from an underwriting standpoint is that life insurance underwriters want to know that your elevated psa level has been addressed or discussed with your physician.

In addition, whenever the psa level is 4.0ng/ml or greater, life insurance underwriters want to see follow-up tests which may include repeat psa tests, DRE-digital rectal exams, prostate biopsy or other psa tests that may be necessary.

It is not a problem to get life insurance as long as the elevated PSA level has an explanation and prostate cancer has been ruled out.

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We understand prostate life insurance underwriting better than anyone and know which life insurance companies to work with.  Let us help you today.